Terms & Conditions
Last updated: January 15, 2026
The following Terms and Conditions govern access to and use of the website portykas.com, operated by Portykas S.A.S., a company incorporated under the laws of the Republic of Ecuador, with Tax ID (RUC) 1792584301001 and domiciled at Av. González Suárez N31-100 y Coruña, Edificio Araucaria, Of. 704, Quito, Ecuador.
1. Acceptance of terms
By accessing and using this website, you agree to be bound by these Terms and Conditions. If you disagree with any provision, we ask that you do not use the site.
2. Nature of the service
Portykas is an informational platform about real estate crowdlending in Ecuador. The content of this site is exclusively informational and educational. It does not constitute a securities offering, financial advice, or an invitation to invest. Any investment decision should be made in an informed manner and, preferably, with the guidance of a qualified financial advisor.
3. Eligibility
To use Portykas informational services, you must be of legal age under Ecuadorian law (18 years). To participate in investment opportunities, you must meet the additional requirements established in each specific opportunity and applicable laws.
4. Investment risks
Real estate investments through crowdlending carry significant risks, including but not limited to: partial or total loss of invested capital; illiquidity of the investment during the established term; variations in returns compared to projections; risks associated with the Ecuadorian real estate market; and regulatory changes that may affect operations.
5. Intellectual property
All site content, including texts, designs, logos, images, and source code, is the property of Portykas S.A.S. or is used with proper authorization. Its reproduction, distribution, or modification without express written authorization is prohibited.
6. Limitation of liability
Portykas does not guarantee the accuracy, completeness, or timeliness of information presented on this site. We shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the site or from decisions made based on the information contained herein.
7. Data protection
The processing of personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using the site, you accept the processing of your data in accordance with said policy.
8. Applicable law and jurisdiction
These Terms are governed by the laws of the Republic of Ecuador. Any dispute arising from them shall be submitted to the jurisdiction of the competent courts of the city of Quito, province of Pichincha, Ecuador.
9. Modifications
Portykas reserves the right to modify these Terms at any time. Changes will take effect from their publication on the site. Continued use of the site after the publication of modifications constitutes acceptance of the new terms.
10. Contact
For inquiries about these Terms and Conditions, contact: legal@portykas.com or visit our office at Av. González Suárez N31-100 y Coruña, Edificio Araucaria, Of. 704, Quito, Ecuador.